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What do you know about home insurance involving a fire?

Question by pepermint p: What do you know about home insurance involving a fire?
My friend had a fire in her home, during the final days of the sale. The insurance company is trying to prove fraud on her part, which there is none, and she has not paid out since Sept. 28, 2006. She is going for a polygraph test later next month, in the mean time she has no where to live, they have given her $ 2500 living allowance and refuse to give her more at this time. Any suggestions on what she can or should do?

Best answer:

Answer by Sue
Did the fire dept come up with a cause for the fire? If it was “suspicious”, the company can have their SIU investigate. How long has she been waiting for payment? Obviously, the house didn’t sell. I would call the State Insurance Dept if she feels the investigation is taking too long – & she did nothing wrong.

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How much auto insurance do I need if I own a home and some other assests?

Question by Stacey M: How much auto insurance do I need if I own a home and some other assests?
My auto insurance company told me that if I’m in an accident and I don’t have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don’t have enough? and how do you collect from someone who doesn’t have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.

Best answer:

Answer by lj1
Technically, that is true, but it sounds like they are trying to scare you into buying a more expensive policy. If they are trying to pressure you into spending more, I would look elsewhere.

What do you think? Answer below!

Can a homeowner’s insurance cover an auto stolen because keys were taken from break in to home?

Question by JY: Can a homeowner’s insurance cover an auto stolen because keys were taken from break in to home?
My friends home got broken into and car keys were stolen and with that stole the vehicle. The vehicle only had liability insurance. Now both homeowners and auto insurance are telling them that they won’t pay for that loss. Is this correct in any way? The vehicle has a value of $ 7K. Would obtaining an attorney be helpful?

Best answer:

Answer by kevw25
If he only has liability, then he is SOL.

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I buying my first home in Georgia and need home insurance, what should I pay to have covered?

Question by Adam S: I buying my first home in Georgia and need home insurance, what should I pay to have covered?
What do I need to ask to be covered in my home insurance plan?

Best answer:

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How do you check out a home insurance company?

Question by : How do you check out a home insurance company?
It’s time to renew my home insurance policy but I don’t like the company I currently have and made a mental note to change to another company. How do you check an insurance company out?

Best answer:

Answer by KlemKiddleHopper
Tell you mortgage company – they may suggest other companies that will handle

your home insurance needs – you can check with a local larger real estate company

they may suggest insurance carriers also – -the bank you deal with also may clue

you in

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What is the cheapest car and home insurance?

Question by : What is the cheapest car and home insurance?
The car insurance would cover for 2 people, me and my mother. The home insurance would be for our apartment. She asked me to look this up for her and I have no idea where to start. A little guidance would be great? Thanks :]

Best answer:

Answer by Bluto B
An insurance company would be a good bet. Not Yahoo.

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Can my home insurance raise their price for owning a bully breed if it’s a service animal?

Question by : Can my home insurance raise their price for owning a bully breed if it’s a service animal?
I am getting a pit bull as a service dog; she will be official. My question is this: in the state of Colorado, can the insurance company raise the price of our home insurance for having a ‘bully breed’, if she is a service dog? Or is that an infringement upon my rights as a disabled person?

Best answer:

Answer by Elizabeth T
No. Service animals don’t qualify for that through national laws.

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How long does it take for home insurance to replace personal property loss?

Question by : How long does it take for home insurance to replace personal property loss?
Our home was broken into last night. Police report made. Reported to the insurance company. Anyone know how long this type of thing takes to process and get the items replaced/$ ? This is Liberty Mutual Home Insurance.

Best answer:

Answer by Mom
Depends on when the Adjuster comes. Usually 1 or 2 weeks after the adjuster signs off.

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Can I ever get home insurance again if a previous one has been cancelled?

Question by Mrs Captain: Can I ever get home insurance again if a previous one has been cancelled?
About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.

Best answer:

Answer by veg_rose
I am sure if you told new insurance company why it was cancelled then they would disregard why it was refused…..Refusal because of building defects or bad security is what insurance companies are looking out for not for petty spite reasons put forward by a bank..

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What is the procedure regarding auto insurance when getting the car from dealership to home?

Question by nuwa k: What is the procedure regarding auto insurance when getting the car from dealership to home?
First time car buyer, going with a friend to buy the car from a dealership, how to get the car back to home ? I think I obviously need an auto insurance, but without knowing the vehicle registration details how to get the auto insurance before purchasing?
Hope my question is clear enough!

Best answer:

Answer by squishy
Many dealerships will suggest companies or allow you to phone them from the store. Or in some cases, allow you to shop around a couple of days and then bring the proof back in, though you may have to leave the car there while you do this. By law, most can’t allow you to leave without insurance; I would check with the dealership and see what their policy is regarding the issue. Some have insurance available there, but it is often more costly than if you shop around yourself.

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