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Posted:
May 11, 2012
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I want a cheap life insurance policy, should I use an agent?

Question by psythehero: I want a cheap life insurance policy, should I use an agent?

Best answer:

Answer by myoneonhere
Since insurance companies deal with people and large corporations on a daily basis the life insurance agents need to be highly proficient at their jobs. The education that is received from universities will be augmented by what you will be leaning at the trainee post. Once you have found your way around the company where you will be working the training process will step up. In this manner you will find that the novice life insurance agents receive the actual on the job training that they need.

At the end of this training period you will find that the new life insurance agents are given responsibilities to help senior agents in dealing with the different aspects of the many different customers. It is only after some time has passed that one of these new life insurance agents will be able to deal with the various demands that potential and long term customers have.

Now as many people have little to no idea about the many different insurance policies which are available, it is the task of life insurance agents to inform their customers about the many details of these policies. While the details are technical and complicated in most cases the life insurance agents should be able to inform the customers what all of these technical jargon means.
Read the full article here:

http://www.shops-flower.com/1/lifeinsurance/Life-Insurance-Agents.php

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Posted:
May 9, 2012
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I buying my first home in Georgia and need home insurance, what should I pay to have covered?

Question by Adam S: I buying my first home in Georgia and need home insurance, what should I pay to have covered?
What do I need to ask to be covered in my home insurance plan?

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Posted:
May 1, 2012
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Should I release my car insurance liability info to the person i hit?

Question by =D: Should I release my car insurance liability info to the person i hit?
I got in a car accident and it was my fault, the car accident wasn’t that bad, my car is totaled and her car just got a dented bumper. She is claiming bodily injury’s and she got a aturney. Her aturney is max g arnold. Max g arnold wants my car insurance liability information, should release the info or no. My insurance company is asking me if I want to release the info to her aturney.

Best answer:

Answer by Mad Jack
You must first read and understand the Yahoo Disclaimer paying particular attention to the last paragraph.

Plan on getting sued. You will also need a good attorney. Let your attorney answer this question for you.

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Posted:
Apr 29, 2012
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What kind of medical insurance should I get?

Question by me: What kind of medical insurance should I get?
I live in Canada and I am planning on an extended holiday in Australia. I have a work visa and expect to stay for at least 2 years. When and how should I get medical insurance and what company is the best? CAA?

Best answer:

Answer by Ozmaniac
Medibank Private is owned by our government and is our largest private health insurer, so I’d begin by looking at their level of cover and costs to compare with the other companies providing Overseas Visitor and Working Visitor health cover:
http://www.medibank.com.au/Visitors-Cover/About-Visitors-Cover.aspx Medibank Private.
https://www.mbf.com.au/HealthInsurance/Healthinsuranceoptions/Overseasvisitors/Whatscovered MBF is another major insurer used by many Australians for their private health insurance.
http://www.austhealth.com/ This is one of the biggest insurers that provides cover only for overseas workers.
http://www.privatehealth.gov.au/healthinsurance/overseas/ Some tips from the government on what to look for in a policy.

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Posted:
Apr 24, 2012
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Which companies should I consider for small business insurance?

Question by Liz: Which companies should I consider for small business insurance?
My company consists of just my partner and I, no employees yet. We need garage insurance, but I don’t know where to start looking. Any suggestions?

Best answer:

Answer by mbrcatz
You’ll need to talk to a local, independent agent, licensed in your state. No standard carriers are going to write a garage policy on a new business – heck, most won’t write a garage policy on an existing business.

So your application will be submitted to the facility auto, assigned risk, whatever the state run pool is called, in your state.

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Posted:
Apr 18, 2012
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What kind of auto insurance should you get on a car that is paid off?

Question by tazzmainiandevils: What kind of auto insurance should you get on a car that is paid off?
I am renewing my auto insurance. I have a car with all kinds of great features like leather seats, upgraded stereo, sunroof, etc. Is there some way to insure it so if it gets totaled, I can buy a car of equal quality? Should I even get full coverage?
Thanks.

Best answer:

Answer by Life is great!
I always get full coverage. It may seem expensive, but it pays off if the car is totaled. Because of the quality of your car, this is the way to go. Of course of you drove a beater, that was worth very little, I would recommend less insurance.

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Posted:
Apr 17, 2012
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What type of health insurance should I get?

Question by Writer: What type of health insurance should I get?
I am a male and a non smoker, but I have had Epilepsy since I was in high school. I need a health insurance for my health. However, I do not know much which type of the health insurance Health group, Community Health Plan or KPS health plan is good for me in Washington State in the US. Now I don’t have a job and I am independent. Would someone give me hand?

Best answer:

Answer by StephenWeinstein
If you have epilepsy, then no health insurance company is going to want you as a customer.

You have three options:
1) Live in one of the approximately four states where health insurance companies must take everyone who is willing to pay
2) Get a job that comes with health insurance
3) Get whatever your state offers to anyone who cannot get insurance any other way because of existing medical conditions

Do not waste time looking at different policies that all have the option to reject you, because they all will.

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Posted:
Mar 18, 2012
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What insurance should I get of a motorcycle?

Question by Killer: What insurance should I get of a motorcycle?
so I’ve been really considering buying my first motorcycle, and I was wondering what insurance company is the best to go with for insurance, and how much it costs, also what are some things to consider and be wary of when buying motorcycle insurance? Thanks!

Best answer:

Answer by florissant
a cruiser will be the least expensive. Depending on the state you on a new cruiser 800cc or less on a new bike if you are over 25 your price could be as cheap as 200 per year with comp and collision. If you get any bike where you lean over the gas tank with comp and collision you could be looking at 1800-3500 per year.

Progressive is the largest insurer of motorcycles. Check there first and then look at GEICO.

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Posted:
Mar 4, 2012
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should i pay a broker to find me cheap health insurance?

Question by : should i pay a broker to find me cheap health insurance?
should i pay a broker to find me cheap health insurance? or, what is the best way to find the cheapest health insurance?

Best answer:

Answer by Chrissy #1
Go to

http://www.healthcare.gov/?gclid=CIf-qZa8hKcCFcpQ2godqFBpfw

Good Luck!

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Posted:
Feb 21, 2012
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What type of health insurance should I get if I am self employed?

Question by Nean: What type of health insurance should I get if I am self employed?
Hello I am a healthy female in my early thirties and a non smoker. I need to find decent health insurance that you would get from a good employer. I am new to this and dont understand what I need to have covered for health insurance. I am looking for some good advice and any suggestions. Thank You
P.S- Is it usual that health insurance does not cover maternity?

Best answer:

Answer by mbrcatz
Since the health reform act, insurance companies have pretty much stopped selling maternity coverage. When you CAN buy it, it’s about $ 300 a month extra, and most of the time you have to purchase it a full year becoming pregnant, for it to cover. So yes, it’s normal for maternity to NOT be covered, under an individual policy.

You’re not going to get the same kind of coverage that you would through an employer. On an individual policy, they can exclude coverage for stuff already wrong. If you ARE currently pregnant, you’re uninsurable on an individual plan until after the baby is born (just sayin’, because 95% of the women who mention interest in maternity coverage here, are ALREADY pregnant).

For good advice that’s valid in YOUR area, you should talk to a local agent near you. They’ll know what state you are in, and which deals are best – and they can help you balance coverage and cost to find what you can afford, and they’ll EXPLAIN how it all works. You won’t get that from an online website.

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